GET FREE INSURANCE & AIRPORT LOUNGES ACCESS: DEBIT CARD BENEFITS

Want to get free Insurance Cover and Access to premium airport lounge? Check out these basic debit card benefits.

Every transactions are carried out by payments networks, which provide complimentary services to specific cards.

WHAT IS PAYMENT NETWORK?

Basically payment network facilities the transaction between parties. You might have noticed that each credit or debit card has a logo of Visa, MasterCard, Discover, RuPay and American Express etc.these are payment networks.

visa, Discover, American Express and Mastercard are international payments networks, while RuPay is the Indian brand of credit and debit card system of payments, launched by the National Payments Corporation of India.

LETS CHECK SOME OF THE DEBIT CARD BENEFITS:

Different payment networks provides complimentary services as per there criteria, we’ll try to cover services other than basic facilities included in basic debit of above mentioned payment networks Visa, Mastercard, & Rupay.

BASIC CARDS FEATURES?

Shop online & enjoy discounts.
Shop at POS at Merchant Outlets.
ATM Cash Withdrawal & other non financial services.
Customer supports

Other than these basic features you might want to check some complimentary one’s.

RUPAY CARD CATEGORIES

RUPAY CLASSIC DEBIT CARD

It Serves the basic card functions and has some timely offers on travels, entertainment,& gifting.

To check offers click here.

RUPAY PLATINUM DEBIT CARD BENEFITS

These card provides extra benefits other than offers on travels, entertainment such as :

Comprehensive Insurance Cover upto Rs. 2 Lakhs
Access to domestic & International Airport Lounge: Only two free access every quarter subjected to maximum of 8 access every year.
Amazon Offer Details (Terms and Conditions) Offer: eligible for getting 20% instant discount (Max INR 100 per card per month) on re-charge of Amazon Pay Balance on a minimum order value of Rs 129 using RuPay Platinum Debit Card.The offer shall be valid only on Fridays of the calendarmonth.

RUPAY SELECT DEBIT CARD :

Complimentary Health Check-ups
Access to 20+ Golf course in india with one Golf lesson every year
Access to domestic & International Airport Lounge: Only two free access every quarter subjected to maximum of 8 access every year.
Comprehensive Insurance Cover upto Rs.10 Lakhs
24/7 Concierge Services: from Travel assistance to Hotel reservations to Consultancy services.
Spa services: monthly holistic Spa session at 100+ outlets with one complementary wellness treatment every year.

VISA CARD CATEGORIES

VISA CLASSIC DEBIT CARD

These are accepted all around the world, so you can use them for almost anything you want.
Note : Visa classic does not have complimentary features of access to airport lounges and insurance cover.

VISA GOLD DEBIT CARD

Visa Gold cardholder receives timely offers on travels, entertainment,& gifting.
Travel assistance.
Medical and legal referral and assistance.

Note: it does not have complimentary features of access to airport lounges but some of the issuers of Visa Gold does provide insurances cover.

VISA PLATINUM DEBIT CARD BENEFITS

Global customer assistance: Provide an Emergency cash in case of lost in your visa card and also help to block account.
Visa Platinum Concierge:
Provide 24/7 digital personal assistant and lifestyle guide
Complementary Insurance coverage.

Note: Some of visa platinum card offers airport lounges you might wanna check with the issuer.

VISA SIGNATURE DEBIT CARD

Global customer assistance : Provide an Emergency cash in case of lost in your visa card and also help to block account
Visa Signature Concierge : Provide 24/7 digital personal assistant and lifestyle guide
Visa Airport Lounge Access Program
a) You can Take a moment to relax in luxury and enjoy comfortable seats with free Wi-Fi, TVs & Foods etc. at the selected lounge.
b) Only two free access every quarter subjected to maximum of 8 access every year.
c) Any valid and unexpired Visa Infinite, Visa Signature, Business Platinum, Business Signature and Corporate Platinum card are eligible for airport lounge Access.
Comprehensive Insurance Cover

MASTERCARD CARD CATEGORIES

STANDARD DEBIT CARD

offers on travels, entertainment,& gifting.
Complimentary Accident Insurance.
Complimentary Baggage Insurance.

Note : it does not have complimentary features of access to airport lounges

PLATINUM DEBIT CARD

Complimentary Accident Insurance.
Comprehensive insurance cover.
Concierge Services.
Lost Luggage Assistance.
Access to domestic & International Airport Lounge.

As far as I know, Mastercard has access to more lounges currently than any other cards.
In this article I have only covered some of the widely used basic debit cards to give basic idea about complimentary features on Basic debit cards.

So, next time you travel, you can have a experience of luxury lounges at the airport, get insurance cover and other basic offers.

Your cards services might differ from what I have explained as card issuer may provide some additional services as per their standards. Most of above services would be same it might differ in case of insurance cover, check in baggage loss cover etc. for more of such lifestyle content click here.